Many parents and grandparents fear for the future financial well-being of their disabled child or grandchild after they are gone. There are many practical, tax, and disability benefit considerations that must be contemplated when designing an estate plan that includes a disabled beneficiary. Proper planning will ensure that persons with disabilities remain eligible to receive provincial disability assistance while at the same time providing financial supports to assist with incapacity issues and also address any potential risks of susceptibility and undue influence.

There are various advance planning options available, such as:

• Direct ownership of assets by a disabled person (for example, purchase a principal residence or vehicle for the disabled beneficiary?)

• Trusts that benefit a disabled person;

• Registered Disability Savings Plans (“RDSP”)

• RRSP/RRIF Rollovers;

• life insurance; and

• a combination of the above.

Presenter:

Nicole Garton, President of Heritage Trust, a regulated financial institution offering executor, trustee, power of attorney, escrow and multi-family office services to BC resident clients. She is also Senior Counsel at Lindsay Kenney LLP with a focus on trusts and estates and family law.

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Registration $35 - Recording Available  - $55 with CE certificate 

No charge for Estate Planning Council of Canada Members

Guests are welcome - this event is for Professional Advisors only.

Share this registration link with Colleagues: Estate Planning For Disabled Beneficiaries

Membership Information

Curious about membership with the Estate Planning Council of Canada?  

This free event is for Professional Advisors only. Accountants, Lawyers, Financial Planners, Trust Officers, Insurance Advisors, Gift Planners and Estate Planning Advisors are invited to attend.

Drop in to our information session and find out more on Wednesday, October 8th at 10am Pacific / 1pm EST (1/2 hour).

The Estate Planning Council of Canada will help you expand opportunities with our:

• Solutions for advisors, practitioners and professionals include cross-education, referrals and exposure to new and developing Estate Planning and Estate Administration topics.

• Presentations are recorded and available any time, in the members only area of the website.

• We help our members to find the right information, people and strategies which help firms compete more effectively and provide exceptional client outcomes.  

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No charge to attend - for professional Advisors only.

We will begin with the legal issues, then discuss what it is like trying to interpret them in the hospital. This document should ensure that someone you trust will act on your wishes and needs concerning your personal care when you can no longer do so yourself due to illness, injury, or other reasons. 

Presenters:

Angela Fallow - Estate Planning & Administration Lawyer, Fallow Gould LLP

Fallow Estates Law is led by experienced estates lawyer, Angela Fallow, LL.B., TEP  (Trust & Estate Practitioner) recognized by the Global Society of Trust and Estate Practitioners (STEP).  Spanning almost two decades, Angela has built a thriving estates law practice, supported by a long term mentorship with one of Ontario’s top estates lawyers.   

Daniel Howes - Medical Director at Queen's University, CEO of Custodius

Daniel's interest and passion for resuscitation medicine has led him through 25 years of clinical work, teaching, research, and innovation. His academic focus has been on Leadership, crisis decision-making, and cognitive load - a focus that has led to leadership roles ranging from small clinical teams, to the Queen's Department of Critical Care during the COVID pandemic, to co-founding a rapidly growing company.
Daniel has been involved in the establishment of Canada's first training program in Resuscitation Medicine, the CAEP Critical Care Committee, the Critical Care Response Team at Kingston Health Sciences Centre, the Kingston Resuscitation Institute, and with his partner Angela Fallow, starting Custodius, a solution for the will storage challenges that Wills and Estates Lawyers experience.

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Registration $35 - Recording Available - $55 with CE Certificate

No charge for Estate Planning Council of Canada Members

Guests are welcome - this event is for Professional Advisors only.

Membership Information

Moderator: Neil Parmar, Board Member for Community Foundations of Canada

Panelist 1: Aneil Gokhale, Toronto Foundation

Panelist 2: Danielle Gibbie, Annauma Community Foundation

Panelist 3: Adam Hicks, South Saskatchewan Community Foundation

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Registration $35 - Recording Available - $55 with CE Certificate

No charge for Estate Planning Council of Canada Members

Guests are welcome - this event is for Professional Advisors only.

Presented by Jamie Golobek

Presenter:

Micheline Varas - Senior Partner, Custom Plan Financial Advisors

Building on years of conversations, careful structuring and a deep desire to simplify complexities that often surround financial planning for business owners, Micheline offers advice for this important step in leaving a business.. Financial planning isn't about numbers, it's about values, goals and the people and causes for which you care most.

Author - Building, Protecting & Transitioning Wealth - A Canadian Entrepreneur's Playbook

Sara M. Johnson, ESQ, Ph.D., TEP, CFP, LL.M. (US Law), JD 

Vice President, High Net Worth Planning Services— International Estate, Art and Digital Legacy Planning, Family Office Services, RBC Wealth Management

Sara specializes in international estate planning, art collection and digital legacy planning for UHNW families in developing their wealth and legacy plans. Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts.

Sara has two decades of professional experience in complex estate and trust administration and planning; business succession; cross-border tax planning (STEP Advanced Certificate in Cross-Border Estates); family governance (STEP Advanced Certificate on family enterprise advising); art collection management and art estates planning (“Art as Global Business” Certificate, the Sotheby’s Institute of Art and European Institute of Sustainability, “Art Disruption,” NFTs and tokenization of Art, legal and tax planning); as well as, Digital Assets Inventory and estate management. She is a graduate of Masters in US Law at George Mason University and was called to the California State Bar in 2021. Sara achieved her Ph.D. in International Management (Behavioural Finance and Law) at the International School of Management in France, as well as completed the Federation of Law Societies of Canada, National Committee on Accreditation at UBC Peter A. Allard School of Law.